01
Available Cash View
Latest authorised balances by entity, account, currency, and source, with refresh and reconciliation status.
Treasury And Cash Intelligence
Turn Cash Data Into Governed Treasury Decisions
Connect cash flow analysis, forecasting, scenarios, dashboards, and review workflows. Mimasa helps financial-services teams understand cash positions and prepare the next treasury decision.
Use AI agents to collect approved data, explain change, monitor configured signals, and prepare reports. Keep funding, payment, investment, and hedging actions under human control.
Connect cash data | Analyse flows | Prepare forecasts | Compare scenarios | Review action
Actual Cash
Latest authorised source view
Period · Source · Refresh · Reconciliation
Expected Flows
Confirmed and estimated items separated
Owner · Date · Status · Evidence
Forecast Range
Method and assumptions visible
Human Review
Scenario prepared · Decision pending
Approval before consequential action
Morning Briefing
Start The Day With An Evidence-Linked Treasury Briefing
Treasury teams often assemble balances, expected flows, forecasts, exposures, and tasks before they can decide. Mimasa can prepare a governed briefing from authorised sources.
02
Expected Cash Movements
Configured inflows, outflows, maturities, and obligations, separating confirmed items from estimates.
03
Forecast Change
Differences from the last approved forecast version, linked to available drivers.
04
Scenario Impact
Approved assumption comparisons that remain scenarios rather than predictions.
05
Attention Required
Missing data, configured limit signals, unusual variances, overdue reviews, and failed steps.
06
Decisions And Tasks
Pending approvals, assigned owners, due times, and completed actions.
A treasury briefing is only as current as its slowest material source.
Definition
What Is Cash Flow Analysis?
Cash flow analysis examines where cash came from, where it went, and how the position changed.
In financial services, it may span entities, accounts, currencies, products, funds, obligations, and settlement timelines. Each view needs a clear source and period.
Mimasa connects analysis with forecasts and workflow. It does not decide how an organisation should borrow, invest, hedge, or move money.
Build A Cash Map Before Building A Forecast
Organisation
Group cash by legal entity, business unit, fund, product, or another approved structure.
Account And Currency
Keep available, restricted, pending, and expected amounts separate where configured.
Time Horizon
Organise actual and expected movements by day, week, month, or an approved treasury period.
Source Status
Show arrival time, reconciliation state, and whether a newer period is expected.
Ownership
Name the team responsible for each source, assumption, exception, and decision.
The map exposes incomplete coverage. It must not show a false consolidated total when material data is missing.
Forecast Ribbon
How Cash Flow Forecasting Works
Cash flow forecasting estimates future movements using available data and defined assumptions. It supports planning, but it does not remove uncertainty.
Step 1
Collect
Bring together authorised balances, expected receipts, obligations, maturities, plans, and approved inputs.
Step 2
Classify
Separate confirmed, scheduled, estimated, and scenario flows. Identify the owner and expected date.
Step 3
Prepare
Apply approved mappings, currency treatment, calendars, and definitions while preserving original values.
Step 4
Forecast
Use the selected method and assumptions for each horizon. Retain the forecast version.
Step 5
Review
Compare prior versions, actual outcomes, known events, and analyst judgement.
Step 6
Approve And Monitor
Record the approved forecast, monitor variance, and route material changes for review.
Cash forecasting should provide a range or scenario where uncertainty matters. A single number can create false precision.
Confidence Ladder
Make Every Forecast Assumption Visible
A cash flow forecasting model may use historical patterns, scheduled items, owner inputs, statistical methods, or approved combinations.
| Flow Type | Example Basis | Confidence Treatment | Review Need |
|---|---|---|---|
| Confirmed | Authorised balance or completed event | Actual or confirmed | Check freshness and reconciliation |
| Scheduled | Contracted or system-scheduled event | Show date and source | Review material changes |
| Operational estimate | Approved plan or owner input | Show assumption and version | Owner review |
| Pattern-based forecast | Historical or configured method | Show method and error history | Analyst validation |
| Scenario value | Deliberate assumption change | Label by scenario | Decision-maker review |
| Missing input | Required source is unavailable | Do not silently estimate | Escalate or disclose limitation |
Keep actuals and forecasts visually distinct. Never convert missing information into an unexplained estimate.
AI Forecasting
Use AI Cash Flow Forecasting With Guardrails
AI cash flow forecasting can identify patterns, prepare drivers, and explain changes. Its output depends on data quality and relevance.
Automated cash flow forecasting should automate repeatable preparation and monitoring. It should not execute a funding or investment decision.
Reviewers can correct drivers, change assumptions, reject outputs, and preserve the reason.
- Forecast preparation from approved sources
- Driver and variance summaries
- Comparison across horizons and versions
- Detection of configured changes
- Scenario preparation with explicit assumptions
- Review tasks for material results
- Reports for treasury and management users
Buyer Checklist
Compare Cash Flow Forecasting Software By Control
Cash flow forecasting software ranges from spreadsheet tools to treasury platforms and AI-enabled applications.
Cash forecasting software should make uncertainty visible. Cash flow forecasting tools should also fit the wider treasury workflow.
Mimasa adds intelligence and orchestration around approved systems. It is not a replacement for every treasury platform.
- Connect actual, expected, and planned cash data
- Show source freshness and reconciliation status
- Separate confirmed, estimated, and scenario flows
- Support different horizons and business drivers
- Expose assumptions and forecast versions
- Compare forecasts with actual outcomes
- Explain material changes and variances
- Expose missing or conflicting information
- Route reviews, exceptions, and approvals
- Control user and agent permissions
- Produce dashboards, reports, and presentations
- Run in the required deployment environment
Decision View
Explore Cash Flow Through A Decision-Oriented Dashboard
A cash flow dashboard should help users answer a question. Every chart should support drill-down to its source, period, definition, and assumption.
Current Position
Approved cash views by entity, account, currency, and status, with data time and source coverage.
Flow Timeline
Historical movements, expected events, and forecast ranges across the selected horizon.
Forecast Versus Actual
An approved forecast version compared with outcomes and source-linked variance context.
Scenario Comparison
The effect of explicit assumption changes, with base and alternatives clearly labelled.
Alerts And Exceptions
Missing inputs, unusual changes, configured limits, and reviews awaiting action.
Workflow Status
Owners, due dates, approvals, blocked steps, and completion history.
Role Views
Give Treasury Users A Focused Treasury Dashboard
A treasury dashboard adds operational and decision context around cash. It can combine positions, forecasts, exposures, limits, maturities, tasks, and approvals.
Treasury Analyst
Source status, forecast drivers, variances, and open tasks.
Treasury Manager
Consolidated position, scenarios, limits, and pending approvals.
Finance Leader
Material changes, liquidity outlook, working-capital signals, and decision history.
Risk Or Control Reviewer
Source lineage, assumptions, overrides, and approval evidence.
Apply the organisation's access rules. Do not show every user the same sensitive detail.
Working Capital
Connect Working Capital Analytics With Cash Drivers
Working capital analytics can show how receivables, payables, inventory, settlement cycles, and approved drivers affect cash.
“Which approved drivers explain the largest forecast change?”
“Where are expected receipts later than the prior plan?”
“Which obligations moved into the next forecast period?”
“How does the selected scenario change the cash outlook?”
“Which entities have incomplete working-capital inputs?”
The analysis should not claim causation without evidence. It should link summaries to underlying data and assumptions.
Scenario Board
Compare Scenarios Without Presenting Them As Predictions
A scenario changes explicit assumptions. It is not a prediction or an approved treasury decision.
Show the owner, version, horizon, selected cash effect, data gaps, and required review for each scenario.
An AI agent may prepare the comparison. An authorised person decides how the organisation responds.
Scenario 1
Base Case
Approved assumptions · Current version
Illustrative values withheld · Limitations visible
Scenario 2
Receipt Timing
Alternative · Owner review required
Illustrative values withheld · Limitations visible
Scenario 3
Funding Cost
Alternative · Approved rate source
Illustrative values withheld · Limitations visible
Scenario 4
Stress Event
Alternative · Organisation-defined conditions
Illustrative values withheld · Limitations visible
Treasury Automation
Use Treasury Automation For Repeatable Work
Treasury automation connects analysis with the work that follows. It can coordinate tasks without granting uncontrolled authority.
- Collect approved cash inputs
- Check source completeness and freshness
- Prepare treasury briefings
- Refresh cash and forecast views
- Explain configured variances
- Monitor limits and due dates
- Create review tasks
- Prepare scenario packs
- Route forecasts for approval
- Produce reports and presentations
- Trigger permitted actions
- Record decisions and outcomes
AI Agents
Put AI In Treasury To Work Through Defined Agents
AI in treasury should support evidence-based work. It should not hide assumptions or remove authority from accountable professionals.
Cash Data Agent
Collects authorised balances and flow inputs. Flags missing, stale, duplicate, or conflicting records.
Forecast Agent
Prepares a forecast using an approved method and assumptions. Preserves the version and drivers.
Variance Agent
Compares forecast and actual values. Drafts an explanation from available evidence.
Scenario Agent
Applies explicit assumptions and compares results. It does not recommend a transaction.
Treasury Workflow Agent
Creates tasks, monitors limits and deadlines, routes approvals, and prepares reports within assigned permissions.
Traceability
Evaluate Cash Flow Analysis Software By Traceability
Cash flow analysis software should connect every important result to its source and period.
Users should see how transformations and assumptions affected the view. Mimasa does not replace the accounting or treasury system of record.
- Actual, expected, forecast, and scenario labels
- Source and refresh information
- Entity, account, currency, and period definitions
- Reconciliation status where relevant
- Forecast versions and assumptions
- Variance explanations linked to evidence
- Role-based views and actions
- Review and approval history
- Exportable reports with context
- Governed natural-language questions
Authorised Sources
Connect Existing Treasury And Finance Sources
Mimasa can use authorised information where access and integration are configured.
The source system remains authoritative for its own data and action. Named connectivity is not implied.
- Bank and account-balance sources
- Treasury management systems
- Enterprise resource planning systems
- General ledgers and subledgers
- Payment and settlement records
- Receivables and payables information
- Funding, debt, investment, and maturity records
- Market or rate data from authorised providers
- Business plans and approved owner inputs
- Data warehouses, lakes, files, and spreadsheets
- Workflow, approval, and reporting systems
Governance
Govern Cash Intelligence And Treasury Actions
Treasury information is sensitive and supports high-impact decisions.
- Role-based access to data, dashboards, agents, and actions
- Governed datasets and reusable business definitions
- Source-linked transformations
- Data snapshots for reviewable points in time
- Forecast versions and assumption history
- Separation of preparation, review, and approval
- Tool and action limits for AI agents
- Human checkpoints before consequential action
- Logs of changes, overrides, approvals, and outcomes
- Cloud, private-cloud, and on-premises deployment
The organisation remains responsible for treasury policy, model governance, accounting, regulation, and decisions. Mimasa does not guarantee compliance or provide investment, accounting, tax, or legal advice.
Measurement
Measure Forecast And Workflow Quality
Do not show invented improvement figures. Each organisation defines its baseline and targets.
Source coverage and freshness
Reconciled and unreconciled inputs
Forecast completeness by horizon
Forecast versus actual variance
Bias and error by flow type or period
Assumption changes between versions
Analyst overrides and reasons
Missing or delayed owner inputs
Alerts awaiting review
Scenario packs awaiting approval
Workflow completion and overdue tasks
Report preparation status
A lower forecast error does not mean every decision was correct. Review the method, data, horizon, and context together.
Create Governed Recurring ReportsControlled Adoption
Implement Cash Intelligence In Controlled Stages
Start with one treasury decision and a clear approval boundary. Expand only from validated outcomes.
01
Choose One Treasury Decision
Start with a defined cash view, horizon, user group, and review process.
02
Map The Sources
Define each entity, account, currency, period, owner, refresh schedule, and reconciliation status.
03
Agree On Forecast Logic
Document methods, assumptions, confirmed events, scenarios, and prohibited automated actions.
04
Design The Review Workflow
Set preparers, reviewers, approvals, alerts, limits, deadlines, and escalation rules.
05
Test Difficult Conditions
Test late data, missing accounts, duplicates, currency changes, outliers, and revised assumptions.
06
Release And Monitor
Compare forecasts with actuals. Review overrides, missed steps, data gaps, and feedback.
07
Expand From Verified Results
Add entities, horizons, sources, and actions after the current scope is validated.
Why Mimasa AI
Why Treasury Teams Use Mimasa
One View Across Cash Sources
Connect authorised cash, expected-flow, forecast, scenario, and task information.
Analysis With Evidence
Link each material view to its source, period, method, and assumptions.
Forecasts With Visible Uncertainty
Separate confirmed flows, estimates, scenarios, and missing information.
AI Within Defined Authority
Use agents for preparation and coordination while people control action.
Decisions Connected To Workflow
Route alerts, reviews, approvals, reports, and permitted next steps.
Flexible Deployment
Operate in cloud, private-cloud, or on-premises environments according to enterprise needs.
Related Workflows
Related Financial-Services Workflows
Financial Reconciliation Automation
Match bank, ledger, payment, settlement, and investment records before analysis.
Investment Research And Portfolio Intelligence
Research investments and prepare portfolio or committee views.
Payment Operations And Exception Management
Investigate transaction and settlement exceptions.
Financial Audit And Control Testing
Collect evidence, test configured controls, and track findings.
Banking Early-Warning Monitoring
Monitor borrower and credit portfolio signals in banking.
Frequently Asked Questions
Clear answers about cash analysis, forecasting, treasury automation, dashboards, AI agents, and human control.
Get Started
Turn Cash Information Into Reviewable Treasury Action
Connect cash data, forecasts, scenarios, AI agents, reports, and human approval. Start with one treasury decision and build from verified outcomes.